Translation of "Insured" in Spanish

Is Tom insured?

¿Está asegurado Tom?

The baggage is insured.

El equipaje está asegurado.

It's a crying shame that they weren't insured against fire.

Es una verdadera lástima que no estaban asegurados contra incendio.

If police ask you for your papers, and you're not insured, you'll be fined.

Si la policía te pide la documentación, y no tienes el seguro en vigor, tendrás multa.