Translation of "Prudent" in Chinese

You should have been more prudent.

你应该更小心的。

A prudent bird chooses its tree. A wise servant chooses his master.

良禽择木而栖，贤臣择主而事。

A miser hoards money not because he is prudent but because he is greedy.

守财奴积聚钱财不是因为他谨慎，而是因为他贪婪。